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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,083 | $81,476+165.2% | $102,383+111.1% | $80,925+167.0% |
| Participation rate | 70.0% | 66.8%+3.2pp | 74.5%-4.5pp | 67.7%+2.3pp |
| Annual return | 12.16% | 25.59%-13.4pp | 24.94%-12.8pp | 35.65%-23.5pp |
| Employer contribution / active EE | $8,539 | $3,105+175.0% | $3,870+120.6% | $2,756+209.8% |
| Participant deferral / active EE | $2,186 | $3,871-43.5% | $5,060-56.8% | $4,299-49.1% |
| Admin fee / account holder | $9,977 | $6,717+48.5% | $8,391+18.9% | $6,940+43.8% |