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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,605 | $75,962+131.2% | $154,108+13.9% | $64,173+173.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.15% | 30.32%-38.5pp | 735.21%-743.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $17,414 | $3,350+419.8% | $5,298+228.7% | $2,381+631.4% |
| Participant deferral / active EE | $11,510 | $3,175+262.6% | $5,081+126.6% | $3,470+231.7% |
| Admin fee / account holder | $18,355 | $5,589+228.4% | $13,411+36.9% | $4,887+275.5% |