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| Provider | Service type | Compensation |
|---|---|---|
COURY FIRM ASSET MANAGEMENT2+ years Filed as: COURY INVESTMENT ADVISORS Service code 26 600 GRANT STREET · PITTSBURGH, PA 15219 | Advisory (Participants) | $15,288 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $186 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,562 | $32,425+114.5% | $74,577-6.7% | $55,167+26.1% |
| Participation rate | 11.5% | 54.0%-42.6pp | 68.1%-56.7pp | 69.0%-57.5pp |
| Annual return | 5.44% | 10.63%-5.2pp | 20.47%-15.0pp | 169.23%-163.8pp |
| Employer contribution / active EE | $532 | $1,043-49.0% | $2,525-78.9% | $1,963-72.9% |
| Participant deferral / active EE | $1,285 | $1,995-35.6% | $3,458-62.8% | $3,054-57.9% |
| Admin fee / account holder | $438 | $748-41.5% | $4,138-89.4% | $504-13.0% |