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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,735 | $59,804+13.3% | $81,982-17.4% | $79,856-15.2% |
| Participation rate | 51.0% | 61.6%-10.7pp | 69.3%-18.3pp | 69.6%-18.7pp |
| Annual return | 11.40% | 17.56%-6.2pp | 41.31%-29.9pp | 31.71%-20.3pp |
| Employer contribution / active EE | $518 | $1,713-69.8% | $2,498-79.3% | $2,471-79.0% |
| Participant deferral / active EE | $1,801 | $2,695-33.2% | $3,722-51.6% | $3,741-51.8% |
| Admin fee / account holder | $1,316 | $4,288-69.3% | $5,665-76.8% | $5,306-75.2% |