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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,933 | $99,345+206.9% | $84,753+259.8% | $273,972+11.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 10.08% | 22.93%-12.9pp | 22.78%-12.7pp | 41.46%-31.4pp |
| Employer contribution / active EE | $11,610 | $4,214+175.5% | $3,574+224.8% | $4,869+138.5% |
| Participant deferral / active EE | $12,282 | $4,270+187.7% | $3,712+230.9% | $5,287+132.3% |
| Admin fee / account holder | $38,535 | $6,645+479.9% | $5,333+622.6% | $10,133+280.3% |