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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,848 | $117,444+110.2% | $99,479+148.1% | $152,909+61.4% |
| Participation rate | 55.0% | 77.5%-22.5pp | 73.8%-18.8pp | 82.5%-27.5pp |
| Annual return | 19.19% | 31.87%-12.7pp | 30.72%-11.5pp | 345.46%-326.3pp |
| Employer contribution / active EE | $2,149 | $3,014-28.7% | $2,540-15.4% | $4,764-54.9% |
| Participant deferral / active EE | $4,302 | $4,086+5.3% | $3,619+18.9% | $5,851-26.5% |
| Admin fee / account holder | $2,997 | $7,635-60.7% | $6,253-52.1% | $11,601-74.2% |