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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION9+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $55,762 |
DUNBAR, BENDER & ZAPF, INC.9+ years Filed as: DUNBAR, BENDER & ZAPF Service code 15 · EIN 25-1650062 | Recordkeeping | $9,275 |
STADION MONEY MANAGEMENT9+ years Service code 26 · EIN 58-2099805 | Advisory (Participants) | $1,366 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,999 | $54,717+7.8% | $86,216-31.6% | $71,511-17.5% |
| Participation rate | 99.3% | 60.1%+39.2pp | 69.0%+30.3pp | 67.9%+31.4pp |
| Annual return | 14.98% | 20.07%-5.1pp | 1169.42%-1154.4pp | 28.86%-13.9pp |
| Employer contribution / active EE | $1,235 | $1,267-2.5% | $2,382-48.1% | $2,589-52.3% |
| Participant deferral / active EE | $4,240 | $3,110+36.3% | $3,986+6.4% | $4,291-1.2% |
| Admin fee / account holder | $344 | $1,922-82.1% | $6,853-95.0% | $1,588-78.3% |