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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,670 | $185,312+61.7% | $161,489+85.6% | $154,746+93.7% |
| Participation rate | 88.9% | 82.5%+6.4pp | 78.7%+10.2pp | 80.7%+8.2pp |
| Annual return | 14.03% | 103.84%-89.8pp | 89.72%-75.7pp | 172.34%-158.3pp |
| Employer contribution / active EE | $13,031 | $4,769+173.2% | $4,268+205.3% | $4,379+197.6% |
| Participant deferral / active EE | $2,561 | $6,350-59.7% | $5,630-54.5% | $6,730-62.0% |
| Admin fee / account holder | $10,028 | $18,654-46.2% | $16,006-37.3% | $14,365-30.2% |