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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,670 | $172,111+74.1% | $150,298+99.4% | $137,256+118.3% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 14.03% | 69.37%-55.3pp | 62.79%-48.8pp | 220.34%-206.3pp |
| Employer contribution / active EE | $13,031 | $4,636+181.1% | $4,154+213.7% | $4,156+213.5% |
| Participant deferral / active EE | $2,561 | $6,166-58.5% | $5,453-53.0% | $6,407-60.0% |
| Admin fee / account holder | $10,028 | $16,471-39.1% | $14,116-29.0% | $12,270-18.3% |