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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,431 | $48,078+52.7% | $78,676-6.7% | $62,881+16.8% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.6%+26.4pp | 69.3%+30.7pp |
| Annual return | -0.05% | 31.36%-31.4pp | 62.19%-62.2pp | 20.14%-20.2pp |
| Employer contribution / active EE | $5,121 | $2,015+154.2% | $2,850+79.7% | $2,281+124.5% |
| Participant deferral / active EE | $4,476 | $2,587+73.0% | $3,517+27.3% | $3,203+39.7% |
| Admin fee / account holder | $1,378 | $3,206-57.0% | $4,510-69.4% | $4,296-67.9% |