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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,703 | $163,487+26.4% | $269,529-23.3% | $132,820+55.6% |
| Participation rate | 94.9% | 74.1%+20.8pp | 82.8%+12.1pp | 74.3%+20.6pp |
| Annual return | 14.57% | 15.72%-1.2pp | -4.31%+18.9pp | 14.82%-0.2pp |
| Employer contribution / active EE | $7,815 | $4,877+60.2% | $8,701-10.2% | $4,144+88.6% |
| Participant deferral / active EE | $8,300 | $4,352+90.7% | $4,900+69.4% | $3,980+108.5% |
| Admin fee / account holder | $61,461 | $13,259+363.5% | $15,286+302.1% | $11,722+424.3% |