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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,688 | $209,422-49.1% | $178,503-40.2% | $158,982-32.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -3.83% | 188.81%-192.6pp | 151.12%-154.9pp | 302.99%-306.8pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,108 | $5,955-64.6% | $5,202-59.5% | $5,983-64.8% |
| Admin fee / account holder | $348 | $17,079-98.0% | $13,987-97.5% | $11,252-96.9% |