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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,968 | $81,870-13.3% | $119,622-40.7% | $68,486+3.6% |
| Participation rate | 90.5% | 71.9%+18.6pp | 79.3%+11.2pp | 67.9%+22.6pp |
| Annual return | -17.12% | -23.82%+6.7pp | -14.98%-2.1pp | -7.85%-9.3pp |
| Employer contribution / active EE | $6,270 | $2,692+132.9% | $4,232+48.1% | $2,597+141.5% |
| Participant deferral / active EE | $1,545 | $4,148-62.7% | $5,601-72.4% | $4,028-61.6% |
| Admin fee / account holder | $16,995 | $6,583+158.2% | $10,328+64.6% | $5,404+214.5% |