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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,654 | $101,795-19.8% | $165,100-50.5% | $80,959+0.9% |
| Participation rate | 71.3% | 71.8%-0.6pp | 78.6%-7.4pp | 67.7%+3.6pp |
| Annual return | 13.62% | 16.73%-3.1pp | 70.21%-56.6pp | 35.67%-22.1pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,281 | $4,476-4.4% | $6,035-29.1% | $4,300-0.5% |
| Admin fee / account holder | $7,101 | $8,221-13.6% | $12,696-44.1% | $6,925+2.5% |