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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,502 | $98,776+185.0% | $149,745+88.0% | $79,856+252.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 16.37% | 27.38%-11.0pp | 276.72%-260.4pp | 31.71%-15.3pp |
| Employer contribution / active EE | $5,495 | $3,217+70.8% | $4,646+18.3% | $2,471+122.4% |
| Participant deferral / active EE | $6,529 | $5,681+14.9% | $6,843-4.6% | $3,741+74.6% |
| Admin fee / account holder | $12,678 | $6,053+109.5% | $9,312+36.2% | $5,306+138.9% |