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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,793 | $127,790+115.8% | $106,555+158.8% | $167,536+64.6% |
| Participation rate | 80.0% | 78.3%+1.7pp | 76.1%+3.9pp | 82.1%-2.1pp |
| Annual return | 14.15% | 33.88%-19.7pp | 26.80%-12.7pp | 478.82%-464.7pp |
| Employer contribution / active EE | $3,600 | $3,428+5.0% | $2,819+27.7% | $4,839-25.6% |
| Participant deferral / active EE | $0 | $5,088-100.0% | $4,399-100.0% | $6,342-100.0% |
| Admin fee / account holder | $188,188 | $11,229+1575.9% | $7,408+2440.4% | $12,315+1428.2% |