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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,796 | $124,425+197.2% | $112,040+230.1% | $137,256+169.4% |
| Participation rate | 75.0% | 79.3%-4.3pp | 76.5%-1.5pp | 80.0%-5.0pp |
| Annual return | 15.92% | 24.72%-8.8pp | 24.52%-8.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,994 | $3,411-12.2% | $2,954+1.3% | $4,156-28.0% |
| Participant deferral / active EE | $10,301 | $5,718+80.1% | $5,098+102.1% | $6,407+60.8% |
| Admin fee / account holder | $3,020 | $15,207-80.1% | $12,098-75.0% | $12,270-75.4% |