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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,796 | $136,860+170.2% | $120,344+207.3% | $154,746+139.0% |
| Participation rate | 75.0% | 79.9%-4.9pp | 76.7%-1.7pp | 80.7%-5.7pp |
| Annual return | 15.92% | 21.38%-5.5pp | 20.30%-4.4pp | 172.34%-156.4pp |
| Employer contribution / active EE | $2,994 | $3,533-15.3% | $3,020-0.9% | $4,379-31.6% |
| Participant deferral / active EE | $10,301 | $5,793+77.8% | $5,135+100.6% | $6,730+53.0% |
| Admin fee / account holder | $3,020 | $15,393-80.4% | $12,742-76.3% | $14,365-79.0% |