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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,372 | $91,198-59.0% | $178,503-79.1% | $79,856-53.2% |
| Participation rate | 82.1% | 69.2%+12.8pp | 81.9%+0.1pp | 69.6%+12.4pp |
| Annual return | 2.60% | 24.20%-21.6pp | 151.12%-148.5pp | 31.71%-29.1pp |
| Employer contribution / active EE | $2,537 | $3,257-22.1% | $5,011-49.4% | $2,471+2.7% |
| Participant deferral / active EE | $4,372 | $3,237+35.1% | $5,202-16.0% | $3,741+16.9% |
| Admin fee / account holder | $11,312 | $6,748+67.6% | $13,987-19.1% | $5,306+113.2% |