Retirement plan

STONECIPHER CUNNINGHAM BEARD & SCHMITT EMPLOYEE'S PROFIT SHARING PLAN

Name: STONCIPHER CUNNINGHAM BEARD & SCHMITT P.C. - STONECIPHER CUNNINGHAM BEARD & SCHMITT EMPLOYEE'S PROFIT SHARING PLAN (2023) Form 5500
Creator: STONCIPHER CUNNINGHAM BEARD & SCHMITT P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STONECIPHER CUNNINGHAM BEARD & SCHMITT EMPLOYEE'S PROFIT SHARING PLAN, STONCIPHER CUNNINGHAM BEARD & SCHMITT P.C.

STONCIPHER CUNNINGHAM BEARD & SCHMITT P.C.EIN 25-1235773Plan #002PY 2023

125 FIRST AVENUE - PITTSBURGH, PA 152221590412-391-8510

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$12.4M

+7.1% from 2022

Total participants

-7.7% from 2022

Average account balance

$1,036,694

+16.1% from 2022

Annual return

17.90%

+35.20 pp from 2022

Benchmarks

See 139,766 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort139,766 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$1.3M

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$148K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$30K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$37804

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.4M

$287579 / participant

Other / not subdivided$1M100.0%

% of EOY assets

11.558%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$1,036,694

$148,623+597.5%

$135,974+662.4%

$139,466+643.3%

Participation rate

100.0%

83.9%+16.1pp

81.9%+18.1pp

80.3%+19.7pp

Annual return

17.90%

79.30%-61.4pp

68.30%-50.4pp

373.66%-355.8pp

Employer contribution / active EE

$26,927

$5,246+413.3%

$4,859+454.2%

$4,754+466.4%

Participant deferral / active EE

$4,500

$8,103-44.5%

$7,760-42.0%

$6,712-33.0%

Admin fee / account holder

$119,824

$12,406+865.9%

$10,767+1012.9%

$11,409+950.3%

STONECIPHER CUNNINGHAM BEARD & SCHMITT EMPLOYEE'S PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STONECIPHER CUNNINGHAM BEARD & SCHMITT EMPLOYEE'S PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion