Retirement plan

CAMBRIA COUNTY CHILD DEVELOPMENT CORP SAFE HARBOR 401(K) PROFIT SHARE PLAN

Name: CAMBRIA COUNTY CHILD DEVELOPMENT CORPORATION - CAMBRIA COUNTY CHILD DEVELOPMENT CORP SAFE HARBOR 401(K) PROFIT SHARE PLAN (2021) Form 5500
Creator: CAMBRIA COUNTY CHILD DEVELOPMENT CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAMBRIA COUNTY CHILD DEVELOPMENT CORP SAFE HARBOR 401(K) PROFIT SHARE PLAN, CAMBRIA COUNTY CHILD DEVELOPMENT CORPORATION

CAMBRIA COUNTY CHILD DEVELOPMENT CORPORATIONEIN 25-1234936Plan #001PY 2021

300 PRAVE ST SUITE 101 - EBENSBURG, PA 15931814-472-6341cccdc.usLinkedIn51-200 employeeseducation management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.9M

+30.9% from 2020

Total participants

+3.4% from 2020

Average account balance

$21,176

+25.2% from 2020

Annual return

29.07%

+22.39 pp from 2020

Benchmarks

See 3,972 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort3,972 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

194.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$90K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.48%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$878

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$82K

$1990 / participant

Other / not subdivided$82K100.0%

% of EOY assets

4.233%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,176

$53,841-60.7%

$75,731-72.0%

$85,851-75.3%

Participation rate

97.6%

69.0%+28.5pp

74.8%+22.7pp

69.3%+28.2pp

Annual return

29.07%

24.54%+4.5pp

104.65%-75.6pp

318.63%-289.6pp

Employer contribution / active EE

$1,432

$2,017-29.0%

$2,743-47.8%

$2,565-44.2%

Participant deferral / active EE

$961

$2,895-66.8%

$3,820-74.8%

$3,952-75.7%

Admin fee / account holder

$896

$3,340-73.2%

$3,620-75.2%

$6,261-85.7%

CAMBRIA COUNTY CHILD DEVELOPMENT CORP SAFE HARBOR 401(K) PROFIT SHARE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAMBRIA COUNTY CHILD DEVELOPMENT CORP SAFE HARBOR 401(K) PROFIT SHARE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion