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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,646 | $148,623+134.6% | $135,974+156.4% | $139,466+150.0% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 13.92% | 79.30%-65.4pp | 68.30%-54.4pp | 373.66%-359.7pp |
| Employer contribution / active EE | $4,630 | $5,246-11.8% | $4,859-4.7% | $4,754-2.6% |
| Participant deferral / active EE | $10,032 | $8,103+23.8% | $7,760+29.3% | $6,712+49.5% |
| Admin fee / account holder | $8,312 | $12,406-33.0% | $10,767-22.8% | $11,409-27.1% |