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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,546 | $91,198-44.6% | $178,503-71.7% | $79,856-36.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 7.68% | 24.20%-16.5pp | 151.12%-143.4pp | 31.71%-24.0pp |
| Employer contribution / active EE | $1,992 | $3,257-38.8% | $5,011-60.3% | $2,471-19.4% |
| Participant deferral / active EE | $4,685 | $3,237+44.8% | $5,202-9.9% | $3,741+25.2% |
| Admin fee / account holder | $61,557 | $6,748+812.2% | $13,987+340.1% | $5,306+1060.0% |