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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,136 | $67,602+133.9% | $82,312+92.1% | $70,126+125.5% |
| Participation rate | 88.6% | 72.8%+15.8pp | 76.9%+11.7pp | 69.5%+19.0pp |
| Annual return | 0.00% | 21.57%-21.6pp | 25.88%-25.9pp | 73.15%-73.1pp |
| Employer contribution / active EE | $3,907 | $1,755+122.6% | $2,428+60.9% | $2,343+66.8% |
| Participant deferral / active EE | $3,202 | $2,987+7.2% | $3,706-13.6% | $3,332-3.9% |
| Admin fee / account holder | $11,612 | $4,512+157.4% | $5,608+107.1% | $4,645+150.0% |