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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,945 | $183,978-35.3% | $162,171-26.7% | $152,885-22.2% |
| Participation rate | 57.9% | 88.5%-30.6pp | 87.6%-29.7pp | 82.5%-24.6pp |
| Annual return | 12.30% | 150.78%-138.5pp | 115.60%-103.3pp | 345.39%-333.1pp |
| Employer contribution / active EE | $2,046 | $6,370-67.9% | $5,613-63.6% | $4,763-57.0% |
| Participant deferral / active EE | $3,167 | $8,033-60.6% | $7,297-56.6% | $5,851-45.9% |
| Admin fee / account holder | $166 | $13,122-98.7% | $10,843-98.5% | $11,598-98.6% |