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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,149 | $93,598-0.5% | $135,974-31.5% | $75,173+23.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.42% | 30.89%-16.5pp | 68.30%-53.9pp | 160.72%-146.3pp |
| Employer contribution / active EE | $2,818 | $3,538-20.3% | $4,859-42.0% | $2,671+5.5% |
| Participant deferral / active EE | $5,726 | $6,405-10.6% | $7,760-26.2% | $4,126+38.8% |
| Admin fee / account holder | $1,394 | $6,978-80.0% | $10,767-87.0% | $5,651-75.3% |