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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,361 | $104,098-34.3% | $140,514-51.3% | $94,015-27.3% |
| Participation rate | 97.8% | 73.7%+24.1pp | 77.8%+20.0pp | 70.8%+27.0pp |
| Annual return | 9.93% | 15.14%-5.2pp | 14.36%-4.4pp | 17.84%-7.9pp |
| Employer contribution / active EE | $2,217 | $2,388-7.2% | $3,378-34.4% | $2,790-20.5% |
| Participant deferral / active EE | $4,655 | $4,033+15.4% | $4,919-5.4% | $4,249+9.5% |
| Admin fee / account holder | $12,202 | $10,439+16.9% | $13,697-10.9% | $8,951+36.3% |