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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,361 | $95,453-28.4% | $112,040-39.0% | $82,448-17.1% |
| Participation rate | 97.8% | 72.8%+25.0pp | 76.5%+21.3pp | 68.1%+29.7pp |
| Annual return | 9.93% | 23.92%-14.0pp | 24.52%-14.6pp | 41.64%-31.7pp |
| Employer contribution / active EE | $2,217 | $2,318-4.4% | $2,954-25.0% | $2,551-13.1% |
| Participant deferral / active EE | $4,655 | $4,224+10.2% | $5,098-8.7% | $4,139+12.5% |
| Admin fee / account holder | $12,202 | $9,013+35.4% | $12,098+0.9% | $7,234+68.7% |