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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,106 | $55,930-35.4% | $76,089-52.5% | $80,925-55.4% |
| Participation rate | 92.9% | 62.1%+30.8pp | 69.1%+23.8pp | 67.7%+25.2pp |
| Annual return | 10.58% | 20.58%-10.0pp | 360.94%-350.4pp | 35.65%-25.1pp |
| Employer contribution / active EE | $0 | $1,866-100.0% | $2,690-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,861 | $3,051+59.3% | $4,259+14.1% | $4,299+13.1% |
| Admin fee / account holder | $897 | $5,241-82.9% | $6,418-86.0% | $6,940-87.1% |