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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,285 | $156,970-10.0% | $121,210+16.6% | $139,487+1.3% |
| Participation rate | 58.3% | 76.5%-18.1pp | 69.5%-11.2pp | 80.3%-22.0pp |
| Annual return | 13.88% | 1477.10%-1463.2pp | 987.41%-973.5pp | 373.84%-360.0pp |
| Employer contribution / active EE | $2,083 | $5,546-62.4% | $4,171-50.0% | $4,755-56.2% |
| Participant deferral / active EE | $3,029 | $4,849-37.5% | $4,084-25.8% | $6,713-54.9% |
| Admin fee / account holder | $2,627 | $6,947-62.2% | $5,647-53.5% | $11,407-77.0% |