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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,551 | $88,672-26.1% | $105,223-37.7% | $82,448-20.5% |
| Participation rate | 65.3% | 67.9%-2.6pp | 75.0%-9.7pp | 68.1%-2.8pp |
| Annual return | 16.87% | 30.86%-14.0pp | 180.65%-163.8pp | 41.64%-24.8pp |
| Employer contribution / active EE | $0 | $3,048-100.0% | $3,689-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,870 | $4,036-4.1% | $5,072-23.7% | $4,139-6.5% |
| Admin fee / account holder | $16,151 | $7,146+126.0% | $8,859+82.3% | $7,234+123.3% |