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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,643 | $60,349-64.1% | $74,184-70.8% | $62,881-65.6% |
| Participation rate | 73.8% | 72.7%+1.1pp | 76.6%-2.8pp | 69.3%+4.5pp |
| Annual return | -3.81% | 21.38%-25.2pp | 17.74%-21.5pp | 20.14%-24.0pp |
| Employer contribution / active EE | $390 | $1,680-76.8% | $2,370-83.6% | $2,281-82.9% |
| Participant deferral / active EE | $1,622 | $2,856-43.2% | $3,550-54.3% | $3,203-49.4% |
| Admin fee / account holder | $1,881 | $4,261-55.9% | $5,586-66.3% | $4,296-56.2% |