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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,621 | $100,792+338.2% | $86,691+409.4% | $134,509+228.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -12.08% | 29.08%-41.2pp | 35.94%-48.0pp | 418.13%-430.2pp |
| Employer contribution / active EE | $4,330 | $3,491+24.1% | $2,837+52.6% | $4,741-8.7% |
| Participant deferral / active EE | $5,282 | $5,339-1.1% | $4,656+13.4% | $6,400-17.5% |
| Admin fee / account holder | $11,723 | $10,924+7.3% | $7,492+56.5% | $11,427+2.6% |