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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,014 | $125,237-56.1% | $105,608-47.9% | $145,877-62.3% |
| Participation rate | 66.7% | 77.7%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 12.71% | 225.76%-213.0pp | 116.50%-103.8pp | 551.28%-538.6pp |
| Employer contribution / active EE | $1,567 | $3,720-57.9% | $3,167-50.5% | $4,663-66.4% |
| Participant deferral / active EE | $4,217 | $5,711-26.2% | $5,010-15.8% | $6,691-37.0% |
| Admin fee / account holder | $2,366 | $17,287-86.3% | $11,028-78.5% | $13,402-82.3% |