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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,402 | $107,363+62.4% | $92,909+87.7% | $152,897+14.1% |
| Participation rate | 87.5% | 79.8%+7.7pp | 76.0%+11.5pp | 82.5%+5.0pp |
| Annual return | 10.59% | 145.63%-135.0pp | 109.44%-98.8pp | 345.43%-334.8pp |
| Employer contribution / active EE | $2,946 | $4,222-30.2% | $3,653-19.4% | $4,764-38.2% |
| Participant deferral / active EE | $7,253 | $4,848+49.6% | $4,238+71.1% | $5,851+24.0% |
| Admin fee / account holder | $1,045 | $7,082-85.2% | $5,795-82.0% | $11,599-91.0% |