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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,669 | $111,814+152.8% | $103,374+173.4% | $145,959+93.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.25% | 24.77%-9.5pp | 24.89%-9.6pp | 561.95%-546.7pp |
| Employer contribution / active EE | $5,444 | $4,214+29.2% | $3,869+40.7% | $4,661+16.8% |
| Participant deferral / active EE | $15,576 | $5,618+177.2% | $5,058+208.0% | $6,689+132.9% |
| Admin fee / account holder | $1,280 | $9,754-86.9% | $8,394-84.7% | $13,398-90.4% |