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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES AND ASSOCIATES Service code 27 880 CARILLON PARKWAY · ST. PETERSBURG, FL 33716 | Advisory (Plan) | $81,355 |
ASCENSUS LLC3+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754 | Recordkeeping | $45,230 |
INVESCO3+ years Service code 50 C/O DST SYSTEMS, INC · KANSAS CITY, MO 641051407 | Direct Payment | $16,763 |
ASCENSUS LLC1 year Filed as: ASCENSUS FINANCIAL SERVICES, LLC Service code 55 · EIN 26-3112524 | Other Commissions | $5,226 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,116 | $69,305+74.8% | $82,312+47.1% | $69,631+73.9% |
| Participation rate | 97.6% | 80.3%+17.3pp | 76.9%+20.7pp | 70.7%+26.9pp |
| Annual return | 18.57% | 21.47%-2.9pp | 25.88%-7.3pp | 27571.02%-27552.5pp |
| Employer contribution / active EE | $2,362 | $1,887+25.2% | $2,428-2.7% | $2,032+16.2% |
| Participant deferral / active EE | $3,355 | $3,568-6.0% | $3,706-9.5% | $3,224+4.1% |
| Admin fee / account holder | $330 | $97+239.9% | $5,608-94.1% | $110+199.1% |