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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,731 | $185,312+56.3% | $161,489+79.4% | $154,746+87.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.32% | 103.84%-88.5pp | 89.72%-74.4pp | 172.34%-157.0pp |
| Employer contribution / active EE | $20,784 | $4,769+335.8% | $4,268+386.9% | $4,379+374.6% |
| Participant deferral / active EE | $11,993 | $6,350+88.9% | $5,630+113.0% | $6,730+78.2% |
| Admin fee / account holder | $2,340 | $18,654-87.5% | $16,006-85.4% | $14,365-83.7% |