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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,946 | $96,524-67.9% | $75,900-59.2% | $152,909-79.8% |
| Participation rate | 86.4% | 76.2%+10.2pp | 69.3%+17.1pp | 82.5%+3.9pp |
| Annual return | 18.66% | 33.93%-15.3pp | 30.73%-12.1pp | 345.46%-326.8pp |
| Employer contribution / active EE | $857 | $3,311-74.1% | $2,501-65.7% | $4,764-82.0% |
| Participant deferral / active EE | $1,012 | $4,554-77.8% | $3,604-71.9% | $5,851-82.7% |
| Admin fee / account holder | $599 | $8,082-92.6% | $5,421-89.0% | $11,601-94.8% |