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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,493 | $71,197+201.3% | $93,669+129.0% | $80,925+165.1% |
| Participation rate | 98.7% | 60.4%+38.3pp | 68.7%+30.0pp | 67.7%+31.1pp |
| Annual return | 14.83% | 11.27%+3.6pp | 133.59%-118.8pp | 35.65%-20.8pp |
| Employer contribution / active EE | $2,439 | $1,565+55.9% | $2,424+0.6% | $2,756-11.5% |
| Participant deferral / active EE | $3,642 | $4,036-9.7% | $4,416-17.5% | $4,299-15.3% |
| Admin fee / account holder | $39,682 | $6,959+470.2% | $8,291+378.6% | $6,940+471.8% |