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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,821 | $110,083+40.6% | $151,645+2.1% | $68,490+126.0% |
| Participation rate | 90.6% | 84.0%+6.7pp | 87.5%+3.1pp | 67.9%+22.7pp |
| Annual return | -19.54% | -10.12%-9.4pp | 3.34%-22.9pp | -7.85%-11.7pp |
| Employer contribution / active EE | $13,604 | $4,470+204.3% | $6,165+120.7% | $2,597+423.9% |
| Participant deferral / active EE | $4,440 | $6,526-32.0% | $8,363-46.9% | $4,028+10.2% |
| Admin fee / account holder | $3,374 | $7,718-56.3% | $11,614-70.9% | $5,403-37.5% |