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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,461 | $58,258-85.5% | $81,820-89.7% | $80,925-89.5% |
| Participation rate | 33.0% | 63.5%-30.5pp | 72.4%-39.4pp | 67.7%-34.7pp |
| Annual return | 13.37% | 41.76%-28.4pp | 777.93%-764.6pp | 35.65%-22.3pp |
| Employer contribution / active EE | $505 | $2,345-78.5% | $2,915-82.7% | $2,756-81.7% |
| Participant deferral / active EE | $800 | $3,284-75.6% | $4,323-81.5% | $4,299-81.4% |
| Admin fee / account holder | $1,784 | $4,976-64.1% | $7,391-75.9% | $6,940-74.3% |