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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,288 | $148,629+35.4% | $135,982+48.0% | $139,487+44.3% |
| Participation rate | 81.3% | 83.9%-2.6pp | 81.9%-0.7pp | 80.3%+0.9pp |
| Annual return | 16.65% | 79.33%-62.7pp | 68.32%-51.7pp | 373.84%-357.2pp |
| Employer contribution / active EE | $3,050 | $5,247-41.9% | $4,859-37.2% | $4,755-35.8% |
| Participant deferral / active EE | $10,647 | $8,102+31.4% | $7,760+37.2% | $6,713+58.6% |
| Admin fee / account holder | $997 | $12,406-92.0% | $10,767-90.7% | $11,407-91.3% |