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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,209 | $77,157+26.0% | $108,405-10.3% | $85,851+13.2% |
| Participation rate | 97.6% | 74.7%+23.0pp | 80.1%+17.5pp | 69.3%+28.3pp |
| Annual return | 12.78% | 44.55%-31.8pp | 905.55%-892.8pp | 318.63%-305.9pp |
| Employer contribution / active EE | $2,347 | $2,379-1.4% | $3,559-34.1% | $2,565-8.5% |
| Participant deferral / active EE | $2,955 | $5,567-46.9% | $6,563-55.0% | $3,952-25.2% |
| Admin fee / account holder | $13,473 | $5,174+160.4% | $7,297+84.7% | $6,261+115.2% |