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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,877 | $190,879-80.2% | $160,009-76.3% | $134,532-71.8% |
| Participation rate | 81.3% | 82.0%-0.7pp | 78.0%+3.3pp | 81.2%0pp |
| Annual return | -6.63% | 552.63%-559.3pp | 408.85%-415.5pp | 418.27%-424.9pp |
| Employer contribution / active EE | $2,936 | $4,995-41.2% | $4,225-30.5% | $4,741-38.1% |
| Participant deferral / active EE | $1,773 | $6,924-74.4% | $6,183-71.3% | $6,401-72.3% |
| Admin fee / account holder | $649 | $10,495-93.8% | $8,715-92.6% | $11,429-94.3% |