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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,451 | $48,570-0.2% | $130,660-62.9% | $72,975-33.6% |
| Participation rate | 69.0% | 58.6%+10.5pp | 71.7%-2.7pp | 69.5%-0.4pp |
| Annual return | 19.85% | 38.63%-18.8pp | 1709.29%-1689.4pp | 81.01%-61.2pp |
| Employer contribution / active EE | $1,021 | $1,334-23.5% | $4,092-75.0% | $2,440-58.2% |
| Participant deferral / active EE | $4,015 | $2,384+68.4% | $3,603+11.4% | $3,608+11.3% |
| Admin fee / account holder | $9,444 | $3,549+166.1% | $5,463+72.9% | $5,124+84.3% |