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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS4 years Filed as: AMERICAN TRUST CENTER Service code 15 · EIN 45-0436653 401 N. 4TH ST. · BISMARCK, ND 58501 | Recordkeeping | $41,199 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,449 | $74,706-32.5% | $75,731-33.4% | $79,389-36.5% |
| Participation rate | 89.0% | 75.3%+13.7pp | 74.8%+14.2pp | 70.7%+18.3pp |
| Annual return | 26.00% | 18.52%+7.5pp | 104.65%-78.6pp | 116.89%-90.9pp |
| Employer contribution / active EE | $2,622 | $2,590+1.3% | $2,743-4.4% | $2,428+8.0% |
| Participant deferral / active EE | $2,410 | $3,533-31.8% | $3,820-36.9% | $4,046-40.4% |
| Admin fee / account holder | $335 | $374-10.6% | $3,620-90.7% | $626-46.5% |