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| Provider | Service type | Compensation |
|---|---|---|
BRAVERA WEALTH4 years Service code 15 · EIN 45-0436653 401 N. 4TH ST. · BISMARCK, ND 58501 | Recordkeeping | $55,929 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,923 | $50,554+20.5% | $67,681-10.0% | $87,485-30.4% |
| Participation rate | 86.5% | 67.7%+18.7pp | 73.7%+12.7pp | 68.9%+17.5pp |
| Annual return | 15.91% | 17.81%-1.9pp | 590.58%-574.7pp | 26.06%-10.2pp |
| Employer contribution / active EE | $2,302 | $1,988+15.8% | $2,678-14.1% | $2,596-11.3% |
| Participant deferral / active EE | $2,015 | $2,961-32.0% | $3,976-49.3% | $4,274-52.9% |
| Admin fee / account holder | $470 | $4,132-88.6% | $6,100-92.3% | $7,775-94.0% |