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| Provider | Service type | Compensation |
|---|---|---|
BRAVERA WEALTH4 years Service code 15 · EIN 45-0436653 401 N. 4TH ST. · BISMARCK, ND 58501 | Recordkeeping | $55,929 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,923 | $55,457+9.9% | $77,361-21.2% | $94,015-35.2% |
| Participation rate | 86.5% | 69.8%+16.6pp | 75.0%+11.5pp | 70.8%+15.6pp |
| Annual return | 15.91% | 15.57%+0.3pp | 1011.54%-995.6pp | 17.84%-1.9pp |
| Employer contribution / active EE | $2,302 | $2,255+2.1% | $2,990-23.0% | $2,790-17.5% |
| Participant deferral / active EE | $2,015 | $3,069-34.4% | $3,911-48.5% | $4,249-52.6% |
| Admin fee / account holder | $470 | $4,334-89.2% | $5,894-92.0% | $8,951-94.7% |