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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,393 | $77,814-39.1% | $158,223-70.0% | $86,983-45.5% |
| Participation rate | 98.3% | 68.4%+29.9pp | 79.2%+19.1pp | 69.5%+28.8pp |
| Annual return | 9.42% | 30.54%-21.1pp | 52.09%-42.7pp | 25.83%-16.4pp |
| Employer contribution / active EE | $4,140 | $2,592+59.7% | $4,109+0.8% | $2,584+60.2% |
| Participant deferral / active EE | $4,721 | $3,270+44.4% | $5,467-13.6% | $4,194+12.6% |
| Admin fee / account holder | $6,619 | $5,879+12.6% | $16,047-58.8% | $7,856-15.7% |