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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,393 | $86,050-44.9% | $189,758-75.0% | $94,015-49.6% |
| Participation rate | 98.3% | 68.9%+29.4pp | 79.8%+18.5pp | 70.8%+27.5pp |
| Annual return | 9.42% | 17.77%-8.4pp | 52.62%-43.2pp | 17.84%-8.4pp |
| Employer contribution / active EE | $4,140 | $2,819+46.9% | $4,767-13.1% | $2,790+48.4% |
| Participant deferral / active EE | $4,721 | $3,349+41.0% | $5,856-19.4% | $4,249+11.1% |
| Admin fee / account holder | $6,619 | $6,627-0.1% | $20,388-67.5% | $8,951-26.0% |