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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,393 | $76,407-38.0% | $150,298-68.5% | $82,448-42.5% |
| Participation rate | 98.3% | 66.4%+31.9pp | 77.8%+20.5pp | 68.1%+30.2pp |
| Annual return | 9.42% | 39.99%-30.6pp | 62.79%-53.4pp | 41.64%-32.2pp |
| Employer contribution / active EE | $4,140 | $2,614+58.4% | $4,154-0.3% | $2,551+62.3% |
| Participant deferral / active EE | $4,721 | $3,214+46.9% | $5,453-13.4% | $4,139+14.0% |
| Admin fee / account holder | $6,619 | $6,352+4.2% | $14,116-53.1% | $7,234-8.5% |