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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,419 | $63,346-70.9% | $92,240-80.0% | $70,126-73.7% |
| Participation rate | 76.1% | 68.7%+7.4pp | 76.5%-0.4pp | 69.5%+6.5pp |
| Annual return | 12.20% | 530.19%-518.0pp | 176.29%-164.1pp | 73.15%-60.9pp |
| Employer contribution / active EE | $951 | $2,471-61.5% | $3,680-74.2% | $2,343-59.4% |
| Participant deferral / active EE | $2,678 | $2,854-6.1% | $3,897-31.3% | $3,332-19.6% |
| Admin fee / account holder | $2,329 | $3,841-39.4% | $5,194-55.2% | $4,645-49.9% |