Retirement plan

PATHWAYS OF THE RIVER VALLEY 403(B) PLAN

Name: PATHWAYS OF THE RIVER VALLEY - PATHWAYS OF THE RIVER VALLEY 403(B) PLAN (2016) Form 5500
Creator: PATHWAYS OF THE RIVER VALLEY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PATHWAYS OF THE RIVER VALLEY 403(B) PLAN, PATHWAYS OF THE RIVER VALLEY

PATHWAYS OF THE RIVER VALLEYEIN 23-7291410Plan #001PY 2016

654 MAIN ST - CLAREMONT, NH 037434636603-542-8706

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$2.2M

No prior year

Total participants

173

No prior year

Average account balance

$25,358

No prior year

Annual return

-1.44%

No prior year

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.89M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

47.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$157K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$921

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
SECURITY FINANCIAL RESOURCES1+ years Service code 15 5801 SW 6TH AVENUE · TOPEKA, KS 66636	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2F2G2J2M2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$800

$6 / participant

Other / not subdivided$800100.0%

% of EOY assets

0.037%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LEONE MCDONNELL & ROBERTS PA
Auditor EIN: 020417217
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,358

$46,732-45.7%

$156,551-83.8%

$55,167-54.0%

Participation rate

33.8%

65.8%-32.0pp

84.0%-50.2pp

69.0%-35.2pp

Annual return

-1.44%

17.72%-19.2pp

32.23%-33.7pp

169.23%-170.7pp

Employer contribution / active EE

$775

$2,105-63.2%

$5,501-85.9%

$1,963-60.5%

Participant deferral / active EE

$893

$2,204-59.5%

$4,871-81.7%

$3,054-70.7%

Admin fee / account holder

$418-97.8%

$13,028-99.9%

$504-98.1%

Provider

Service type

Compensation

SECURITY FINANCIAL RESOURCES1+ years

Service code 15

5801 SW 6TH AVENUE · TOPEKA, KS 66636

Recordkeeping

PATHWAYS OF THE RIVER VALLEY 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PATHWAYS OF THE RIVER VALLEY 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion