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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,464 | $46,332-55.8% | $143,797-85.8% | $64,824-68.4% |
| Participation rate | 32.3% | 64.2%-32.0pp | 80.3%-48.1pp | 71.5%-39.2pp |
| Annual return | -10.17% | -10.05%-0.1pp | -0.04%-10.1pp | 32.84%-43.0pp |
| Employer contribution / active EE | $58 | $1,911-97.0% | $4,952-98.8% | $2,507-97.7% |
| Participant deferral / active EE | $1,039 | $2,647-60.7% | $5,638-81.6% | $4,311-75.9% |
| Admin fee / account holder | $0 | $154-100.0% | $14,679-100.0% | $188-100.0% |